Real ChatGPT answer · index seedOnrncxoTBvscompleteFinance and banking · retirement accountscomparison

How can I calculate required minimum distributions on my own without paying Edward Jones an annual fee to do it?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How can I calculate required minimum distributions on my own without paying Edward Jones an annual fee to do it?
2 real searches · 1 real-search pass
IRS required minimum distributions 2026 Uniform Lifetime Table age 73 divisor 26.5 RMD calculation officialGoogle ↗
OBSERVEDReason
IRS Publication 590-B 2025 Uniform Lifetime Table spouse beneficiary more than 10 years younger RMD aggregationGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS required minimum distributions 2026 Uniform Lifetime Table age 73 divisor 26.5 RMD calculation official Google ↗
IRS Publication 590-B 2025 Uniform Lifetime Table spouse beneficiary more than 10 years younger RMD aggregation Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS required minimum distributions 2026 Uniform Lifetime Table age 73 divisor 26.5 RMD calculation official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
IRS Publication 590-B 2025 Uniform Lifetime Table spouse beneficiary more than 10 years younger RMD aggregation
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1