Real ChatGPT answer · index seedOlvq2vgNPE0completeFinance and banking · credit scores and repairinformational
Is there any penalty to my credit score if I close a credit card that I have had for five years because they introduced an annual fee?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is there any penalty to my credit score if I close a credit card that I have had for five years because they introduced an annual fee?
1 real search · 1 real-search pass
FICO closing credit card effect credit utilization closed account remains credit report 10 years ExperianGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
FICO closing credit card effect credit utilization closed account remains credit report 10 years Experian Google ↗
- Does it hurt my credit to close a credit card? · consumerfinance.gov
- How credit limit decreases can affect your score · myfico.com