Real ChatGPT answer · index seedOeNvsqJHngUcompleteInsurance · life insuranceinformational

What is the current average yield on universal life cash value accounts for policies issued back in the nineteen nineties?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the current average yield on universal life cash value accounts for policies issued back in the nineteen nineties?
2 real searches · 1 real-search pass
2026 current universal life insurance declared crediting rates older policies issued 1990s average cash value interest rateGoogle ↗
OBSERVEDShort fact
universal life insurance policy current interest crediting rate declared rate guaranteed minimum how determined old policiesGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
2026 current universal life insurance declared crediting rates older policies issued 1990s average cash value interest rate Google ↗
universal life insurance policy current interest crediting rate declared rate guaranteed minimum how determined old policies Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 current universal life insurance declared crediting rates older policies issued 1990s average cash value interest rate
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
universal life insurance policy current interest crediting rate declared rate guaranteed minimum how determined old policies
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1