What are the most common coverage exclusions that insurance adjusters use to deny hail damage claims on roofs over fifteen years old?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the most common coverage exclusions that insurance adjusters use to deny hail damage claims on roofs over fifteen years old?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
homeowners insurance hail roof claim exclusions wear and tear cosmetic damage roof age actual cash value matching policy state insurance department Google ↗
NAIC homeowners insurance roof claims hail damage wear tear actual cash value roof age Google ↗
- INSURANCE FAQs · insurance.maryland.gov
- Homeowners Insurance Tips rev. 8.29.24 · insurance.maryland.gov
- Wind and Hail · oid.ok.gov
- Roof Insurance · insurance.ohio.gov
- REPLACEMENT COST VERSUS ACTUAL CASH VALUE · idoi.illinois.gov
- Homeowners & Renters Definitions · idoi.illinois.gov
- Homeowners-Insurance-Tips · insurance.maryland.gov
- Official website · idoi.illinois.gov
- ADMINISTRATIVE CODE · ilga.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
homeowners insurance hail roof claim exclusions wear and tear cosmetic damage roof age actual cash value matching policy state insurance department OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC homeowners insurance roof claims hail damage wear tear actual cash value roof age OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |