Real ChatGPT answer · index seedOcG5zGaMMFscompleteInsurance · life insuranceinformational

Prudential just quoted me a crazy high rate for term life insurance and I need to know if this is normal for a 45 year old smoker.

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Prudential just quoted me a crazy high rate for term life insurance and I need to know if this is normal for a 45 year old smoker.
2 real searches · 1 real-search pass
2026 term life insurance rates age 45 smoker monthly premium 20 year term $500000Google ↗
OBSERVED
term life insurance smoker rates age 45 2026 underwriting tobacco classificationGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
2026 term life insurance rates age 45 smoker monthly premium 20 year term $500000 Google ↗
term life insurance smoker rates age 45 2026 underwriting tobacco classification Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 term life insurance rates age 45 smoker monthly premium 20 year term $500000
OBSERVED
Google ↗
AI Mode ↗
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of 1
term life insurance smoker rates age 45 2026 underwriting tobacco classification
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1