Real ChatGPT answer · index seedOaHj7pmHyC0completeCareers and HR · workplace benefitscomparison

Is it better to keep my money in the company 401k to get the final employer match or roll it over into an index fund now that I stopped working

ChatGPTgpt-62 queries11/1/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
Is it better to keep my money in the company 401k to get the final employer match or roll it over into an index fund now that I stopped working
2 real searches · 1 real-search pass
IRS rollover options when leaving a job 401(k) employer match vesting true-up departing employeeGoogle ↗
OBSERVEDComparison
FINRA leaving your job 401(k) rollover IRA considerations fees creditor protection backdoor RothGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS rollover options when leaving a job 401(k) employer match vesting true-up departing employee Google ↗
FINRA leaving your job 401(k) rollover IRA considerations fees creditor protection backdoor Roth Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS rollover options when leaving a job 401(k) employer match vesting true-up departing employee
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
FINRA leaving your job 401(k) rollover IRA considerations fees creditor protection backdoor Roth
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1