What information is legally required by my bank when I call them right now to dispute a charge for services that were never rendered by a merchant?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What information is legally required by my bank when I call them right now to dispute a charge for services that were never rendered by a merchant?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB dispute credit card charge services not provided billing error 60 days written notice Regulation Z official Google ↗
CFPB debit card dispute services not received Regulation E merchant dispute official Google ↗
- § 1026.13 Billing error resolution. · consumerfinance.gov
- What do I do if I dispute a charge on my credit card account? · helpwithmybank.gov
- Official Staff Commentary on Regulation Z · federalreserve.gov
- How do I dispute a charge on my credit card bill? · consumerfinance.gov
- Using Credit Cards and Disputing Charges · consumer.ftc.gov
- Credit Cards · fdic.gov
- How do I get my money back after I discover an unauthorized transaction or money missing from my bank account? · consumerfinance.gov
- What To Do if You’re Billed for Things You Never Got, or You Get Unordered Products · consumer.ftc.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB dispute credit card charge services not provided billing error 60 days written notice Regulation Z official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB debit card dispute services not received Regulation E merchant dispute official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |