Is it smarter to use my remaining health savings account funds for living expenses or keep them invested after losing my employer sponsored health plan
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it smarter to use my remaining health savings account funds for living expenses or keep them invested after losing my employer sponsored health plan
2 real searches · 1 real-search pass
IRS HSA distributions nonqualified 20% additional tax loss of health coverage HSA contributions eligibility qualified medical expenses COBRA premiums unemployment compensationGoogle ↗
OBSERVEDConsequence
IRS Publication 969 Health Savings Accounts 2025 qualified medical expenses nonqualified distributions 20% penaltyGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS HSA distributions nonqualified 20% additional tax loss of health coverage HSA contributions eligibility qualified medical expenses COBRA premiums unemployment compensation Google ↗
IRS Publication 969 Health Savings Accounts 2025 qualified medical expenses nonqualified distributions 20% penalty Google ↗
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS HSA distributions nonqualified 20% additional tax loss of health coverage HSA contributions eligibility qualified medical expenses COBRA premiums unemployment compensation OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS Publication 969 Health Savings Accounts 2025 qualified medical expenses nonqualified distributions 20% penalty OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |