I make seventy five thousand a year with zero savings, so what is my actual maximum home purchase budget right now according to current mortgage lenders?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I make seventy five thousand a year with zero savings, so what is my actual maximum home purchase budget right now according to current mortgage lenders?
3 real searches · 1 real-search pass
current 2026 mortgage rates 30 year fixed October 2026 Freddie Mac PMMSGoogle ↗
OBSERVEDConsequence
2026 mortgage debt to income ratio conventional FHA loan limits lender guidelines officialGoogle ↗
OBSERVEDReason
New York State first time homebuyer down payment assistance closing cost assistance 2026 SONYMAGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
current 2026 mortgage rates 30 year fixed October 2026 Freddie Mac PMMS Google ↗
2026 mortgage debt to income ratio conventional FHA loan limits lender guidelines official Google ↗
New York State first time homebuyer down payment assistance closing cost assistance 2026 SONYMA Google ↗
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- How Much House Can You Afford? · yourhome.fanniemae.com
- DPAL PLUS 2026 · hcr.ny.gov
- Mortgage Rates · freddiemac.com
- Mortgage Rates Decline Further to 7.24% · freddiemac.gcs-web.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
current 2026 mortgage rates 30 year fixed October 2026 Freddie Mac PMMS OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
2026 mortgage debt to income ratio conventional FHA loan limits lender guidelines official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York State first time homebuyer down payment assistance closing cost assistance 2026 SONYMA OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |