How do tiered interest rates correlate with down payment amounts when automated underwriting systems approve subprime automotive financing?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do tiered interest rates correlate with down payment amounts when automated underwriting systems approve subprime automotive financing?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
subprime auto lending down payment loan-to-value interest rate risk automated underwriting CFPB Google ↗
CFPB auto loans subprime interest rates loan-to-value down payment underwriting Google ↗
- Interagency Guidance on Subprime Lending · federalreserve.gov
- LOANS Section 3.2 INTRODUCTION.................. · fdic.gov
- Comparing auto loans for borrowers with subprime credit scores · consumerfinance.gov
- CONSUMER FINANCIAL PROTECTION BUREAU · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
subprime auto lending down payment loan-to-value interest rate risk automated underwriting CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB auto loans subprime interest rates loan-to-value down payment underwriting OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |