Is a cash value universal life insurance policy a smart investment vehicle for a small business owner with surplus cash flow this year?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is a cash value universal life insurance policy a smart investment vehicle for a small business owner with surplus cash flow this year?
3 real searches · 1 real-search pass
IRS life insurance cash surrender value policy loans modified endowment contract 7-pay test business owner tax treatmentGoogle ↗
OBSERVEDReason
NAIC buyer's guide universal life insurance cash value costs premiums illustrationsGoogle ↗
OBSERVEDOther / navigational
IRS employer owned life insurance section 101(j) notice consent businessGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS life insurance cash surrender value policy loans modified endowment contract 7-pay test business owner tax treatment Google ↗
NAIC buyer's guide universal life insurance cash value costs premiums illustrations Google ↗
IRS employer owned life insurance section 101(j) notice consent business Google ↗
- Insurance Topics | Life Insurance Illustrations · content.naic.org
- What Type of Life Insurance Is Right for You? · content.naic.org
- 26 U.S.C. § 101: Certain death benefits · uscode.house.gov
- The Guideline Premium Test · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS life insurance cash surrender value policy loans modified endowment contract 7-pay test business owner tax treatment OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC buyer's guide universal life insurance cash value costs premiums illustrations OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
IRS employer owned life insurance section 101(j) notice consent business OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |