Earnest claims they have the lowest variable rates for student loan refinancing but what are the hidden costs
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Earnest claims they have the lowest variable rates for student loan refinancing but what are the hidden costs
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Earnest student loan refinancing variable APR rates fees late payment returned payment autopay terms 2026 Google ↗
Earnest student loan refinance loan agreement variable interest rate index margin rate caps hardship deferment federal loan benefits Google ↗
- Best Refinance Student Loans In 2026 · bankrate.com
- credible.com · credible.com
- What Makes Refinancing My Student Loans With Earnest Different From Other Refinancing or Consolidation Options? · help.earnest.com
- Should I Refinance My Student Loans? · cnbc.com
- Earnest official rate disclosures · earnest.com
- Earnest student loan refinancing · earnest.com
- Earnest help center · help.earnest.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Earnest student loan refinancing variable APR rates fees late payment returned payment autopay terms 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Earnest student loan refinance loan agreement variable interest rate index margin rate caps hardship deferment federal loan benefits OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |