Real ChatGPT answer · index seedOH69l1HbeeccompleteFinance and banking · credit scores and repairbrand
How much does settling a charged off account for less than the full balance hurt my credit score when we need to buy a minivan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How much does settling a charged off account for less than the full balance hurt my credit score when we need to buy a minivan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO official paid collections charge offs settled for less than full balance credit score impact auto loan charge off Google ↗
Experian charged off account settled for less than full balance credit report seven years original delinquency date auto loan Google ↗
- AnnualCreditReport.com · annualcreditreport.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO official paid collections charge offs settled for less than full balance credit score impact auto loan charge off OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian charged off account settled for less than full balance credit report seven years original delinquency date auto loan OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |