I want to know if checking my rate with multiple personal loan companies for credit card consolidation will cause a hard inquiry on my credit report.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I want to know if checking my rate with multiple personal loan companies for credit card consolidation will cause a hard inquiry on my credit report.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
personal loan prequalification soft inquiry hard inquiry rate shopping multiple lenders FICO CFPB Google ↗
FICO rate shopping personal loans hard inquiries 14 45 days official Google ↗
- Does Getting Preapproved Affect Your Credit? · experian.com
- How to Compare Personal Loan Rates: 6 Factors · bills.com
- How Does Rate Shopping Affect Your Credit Scores? · experian.com
- When will my lender run or obtain a copy of my credit report? · consumerfinance.gov
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
personal loan prequalification soft inquiry hard inquiry rate shopping multiple lenders FICO CFPB OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FICO rate shopping personal loans hard inquiries 14 45 days official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |