Real ChatGPT answer · index seedOB3XFmTn5x0completeFinance and banking · retirement accountsinformational

How do state income tax rates on retirement account distributions compare between Florida, Texas, and New York for someone planning their long-term career?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do state income tax rates on retirement account distributions compare between Florida, Texas, and New York for someone planning their long-term career?
3 real searches · 1 real-search pass
2026 Florida no individual income tax official state revenue retirement distributions Texas no individual income tax officialGoogle ↗
OBSERVEDOther / navigational
New York State 2026 tax IRA distributions pension exclusion $20,000 official tax departmentGoogle ↗
OBSERVEDShort fact
New York State tax treatment 401k IRA distributions retirement income exclusion age 59 1/2 officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short fact33%Other / navigational33%ComparisonConsequenceReason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 Florida no individual income tax official state revenue retirement distributions Texas no individual income tax official Google ↗
New York State 2026 tax IRA distributions pension exclusion $20,000 official tax department Google ↗
New York State tax treatment 401k IRA distributions retirement income exclusion age 59 1/2 official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 Florida no individual income tax official state revenue retirement distributions Texas no individual income tax official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
New York State 2026 tax IRA distributions pension exclusion $20,000 official tax department
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
New York State tax treatment 401k IRA distributions retirement income exclusion age 59 1/2 official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1