Real ChatGPT answer · index seedO6JGlqywvEccompleteFinance and banking · investing and brokeragesbrand

What is the easiest step-by-step way to open a Roth IRA online tonight using my phone?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the easiest step-by-step way to open a Roth IRA online tonight using my phone?
2 real searches · 1 real-search pass
IRS 2026 Roth IRA contribution limit income phase out 2026 officialGoogle ↗
OBSERVEDConsequence
Fidelity open Roth IRA online mobile steps what information needed officialGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS 2026 Roth IRA contribution limit income phase out 2026 official Google ↗
Fidelity open Roth IRA online mobile steps what information needed official Google ↗
  1. Open a Fidelity Roth IRA · fidelity.com
  2. Open a Schwab Roth IRA · schwab.com
  3. Open a Vanguard Roth IRA · investor.vanguard.com
  4. How to open a Roth IRA · fidelity.com
  5. Fidelity's official Roth IRA application · digital.fidelity.com
  6. Retirement topics - IRA contribution limits · irs.gov
  7. Roth IRAs · irs.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 2026 Roth IRA contribution limit income phase out 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Fidelity open Roth IRA online mobile steps what information needed official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1