What steps are involved in executing a backdoor Roth IRA when my primary business income is reported through a Maryland S-corp?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What steps are involved in executing a backdoor Roth IRA when my primary business income is reported through a Maryland S-corp?
3 real searches · 1 real-search pass
IRS 2026 IRA contribution limits Roth IRA income phase out 2026 traditional IRA compensation Form 8606 pro rata ruleGoogle ↗
OBSERVEDReason
IRS S corporation shareholder employee retirement plan contributions W-2 wages distributions IRA compensationGoogle ↗
OBSERVEDReason
IRS Form 8606 instructions December 31 value all traditional SEP SIMPLE IRAs Roth conversionGoogle ↗
OBSERVEDInstruction
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS 2026 IRA contribution limits Roth IRA income phase out 2026 traditional IRA compensation Form 8606 pro rata rule Google ↗
IRS S corporation shareholder employee retirement plan contributions W-2 wages distributions IRA compensation Google ↗
IRS Form 8606 instructions December 31 value all traditional SEP SIMPLE IRAs Roth conversion Google ↗
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- 2026 Instructions for Form 8606 · irs.gov
- Instructions for Form 8606 (2025) · irs.gov
- About Form 8606, Nondeductible IRAs · irs.gov
- Retirement plan FAQs regarding contributions - S corporation · irs.gov
- S corporation employees, shareholders and corporate officers · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 IRA contribution limits Roth IRA income phase out 2026 traditional IRA compensation Form 8606 pro rata rule OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS S corporation shareholder employee retirement plan contributions W-2 wages distributions IRA compensation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS Form 8606 instructions December 31 value all traditional SEP SIMPLE IRAs Roth conversion OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 |