I need to understand if the waiver of premium benefit provisions in standard policies apply immediately if I have to step away from my business due to illness.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I need to understand if the waiver of premium benefit provisions in standard policies apply immediately if I have to step away from my business due to illness.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
US disability insurance waiver of premium provision waiting period elimination period policy wording business owner illness Google ↗
NAIC disability income insurance waiver of premium waiting period consumer guidance Google ↗
- Policy Features · maine.gov
- Individual Disability Business Overhead Expense Insurance Policy Standards · insurancecompact.org
- STANDARD INSURANCE COMPANY · standard.com
- Simplifying the Complications of Disability Insurance · content.naic.org
- Life Insurance · content.naic.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
US disability insurance waiver of premium provision waiting period elimination period policy wording business owner illness OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
NAIC disability income insurance waiver of premium waiting period consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |