Real ChatGPT answer · index seedNyfII1xGunocompleteFinance and banking · investing and brokeragescommercial

Which online brokerages currently offer the best custodial accounts for kids with zero maintenance fees and low cost index fund options for a parent on a tight budget?

ChatGPTgpt-62 queries10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
Which online brokerages currently offer the best custodial accounts for kids with zero maintenance fees and low cost index fund options for a parent on a tight budget?
2 real searches · 1 real-search pass
Fidelity Schwab Vanguard E*TRADE custodial account fees minimums index fund expense ratios official 2026Google ↗
OBSERVEDReason
2026 best custodial brokerage accounts kids UTMA UGMA zero maintenance fees minimum index funds Fidelity Schwab Vanguard E*TRADEGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Fidelity Schwab Vanguard E*TRADE custodial account fees minimums index fund expense ratios official 2026 Google ↗
2026 best custodial brokerage accounts kids UTMA UGMA zero maintenance fees minimum index funds Fidelity Schwab Vanguard E*TRADE Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fidelity Schwab Vanguard E*TRADE custodial account fees minimums index fund expense ratios official 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
2026 best custodial brokerage accounts kids UTMA UGMA zero maintenance fees minimum index funds Fidelity Schwab Vanguard E*TRADE
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1