What credit score and debt-to-income thresholds are banks currently requiring for self-employed borrowers to get a competitive mortgage rate?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What credit score and debt-to-income thresholds are banks currently requiring for self-employed borrowers to get a competitive mortgage rate?
3 real searches · 1 real-search pass
2026 current mortgage self employed borrower credit score debt to income conventional mortgage pricing LLPAs Fannie Mae Freddie Mac 2026Google ↗
OBSERVED
Fannie Mae self employed income documentation debt to income ratio maximum 50 percent credit score minimum 2026 mortgageGoogle ↗
OBSERVED
Freddie Mac mortgage credit score pricing debt to income ratio self employed borrower 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 current mortgage self employed borrower credit score debt to income conventional mortgage pricing LLPAs Fannie Mae Freddie Mac 2026 Google ↗
Fannie Mae self employed income documentation debt to income ratio maximum 50 percent credit score minimum 2026 mortgage Google ↗
Freddie Mac mortgage credit score pricing debt to income ratio self employed borrower 2026 Google ↗
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- Qualifying for a Mortgage When You’re Self-Employed · myhome.freddiemac.com
- Fannie Mae Announces Simplified Pricing Across Credit Score Models · capitalmarkets.fanniemae.com
- Credit Scores · fhfa.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current mortgage self employed borrower credit score debt to income conventional mortgage pricing LLPAs Fannie Mae Freddie Mac 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae self employed income documentation debt to income ratio maximum 50 percent credit score minimum 2026 mortgage OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac mortgage credit score pricing debt to income ratio self employed borrower 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |