Real ChatGPT answer · index seedNqBmffCTkO4completeReal estate · housing marketsbrand

How does Rocket Mortgage compare to local credit unions right now for refinancing my current mortgage to lower my monthly payment on a strict budget?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does Rocket Mortgage compare to local credit unions right now for refinancing my current mortgage to lower my monthly payment on a strict budget?
2 real searches · 1 real-search pass
Rocket Mortgage refinance rates October 2026 refinance rates official fees New JerseyGoogle ↗
OBSERVEDOther / navigational
New Jersey credit union mortgage refinance rates October 2026 South Jersey credit unions mortgage ratesGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%Comparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Rocket Mortgage refinance rates October 2026 refinance rates official fees New Jersey Google ↗
New Jersey credit union mortgage refinance rates October 2026 South Jersey credit unions mortgage rates Google ↗
  1. Today's mortgage refinance rates · rocketmortgage.com
  2. Rates · americanheritagecu.org
  3. Today’s Refinance Mortgage Rates · nerdwallet.com
  4. Mortgage and refinance options · americanheritagecu.org
  5. Campbell Federal Credit Union · campbellfcu.org

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Rocket Mortgage refinance rates October 2026 refinance rates official fees New Jersey
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
New Jersey credit union mortgage refinance rates October 2026 South Jersey credit unions mortgage rates
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1