How does a seller concession work in a purchase contract, and can I use it to buy down my mortgage interest rate in the current economic climate?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does a seller concession work in a purchase contract, and can I use it to buy down my mortgage interest rate in the current economic climate?
2 real searches · 1 real-search pass
October 2026 current US 30-year fixed mortgage rate Freddie Mac PMMS latest mortgage rates economic outlookGoogle ↗
OBSERVEDConsequence
Fannie Mae interested party contributions seller concessions limits LTV principal residence official selling guide; FHA seller concessions 6 percent VA seller concessions 4 percent officialGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
October 2026 current US 30-year fixed mortgage rate Freddie Mac PMMS latest mortgage rates economic outlook Google ↗
Fannie Mae interested party contributions seller concessions limits LTV principal residence official selling guide; FHA seller concessions 6 percent VA seller concessions 4 percent official Google ↗
- Interested Party Contributions (IPCs) · selling-guide.fanniemae.com
- Mortgage Rates · freddiemac.com
- Mortgage Rates Decline Further to 7.24% · freddiemac.gcs-web.com
- Federal Reserve holds interest rates steady · washingtonpost.com
- MBA Forecast: Mortgage Originations to Decrease 5 percent in 2027 as Mortgage Rates Remain Above 7 Percent · mba.org
- Mortgage Applications Increase in Latest MBA Weekly Survey · mba.org
- US single-family home prices rise further in August, FHFA says · reuters.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
October 2026 current US 30-year fixed mortgage rate Freddie Mac PMMS latest mortgage rates economic outlook OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Fannie Mae interested party contributions seller concessions limits LTV principal residence official selling guide; FHA seller concessions 6 percent VA seller concessions 4 percent official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |