Real ChatGPT answer · index seedNms3YJcxFlQcompleteFinance and banking · checking and savings accountsbrand
Ally Bank currently has some great CD rates, but I am trying to figure out if I should lock my family emergency fund into a 12 month CD or just keep it in their high yield savings account.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Ally Bank currently has some great CD rates, but I am trying to figure out if I should lock my family emergency fund into a 12 month CD or just keep it in their high yield savings account.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Ally Bank current high yield savings account APY and 12 month CD rate October 2026 official Google ↗
Ally Bank certificate of deposit early withdrawal penalty 12 month official Google ↗
- High-Yield CD Interest Rates · ally.com
- Open a High Yield Savings Account Online · ally.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Ally Bank current high yield savings account APY and 12 month CD rate October 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Ally Bank certificate of deposit early withdrawal penalty 12 month official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |