What are the typical mental health condition coverage limitations in standard individual long term disability policies for tech professionals diagnosed with anxiety or depression?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the typical mental health condition coverage limitations in standard individual long term disability policies for tech professionals diagnosed with anxiety or depression?
3 real searches · 1 real-search pass
individual long term disability insurance mental nervous disorders 24 month limitation anxiety depression policy provisions own occupationGoogle ↗
OBSERVEDYes / no
NAIC disability income insurance mental illness limitation individual disability policyGoogle ↗
OBSERVEDDefinition
Washington state individual disability insurance mental nervous limitation policy consumerGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
individual long term disability insurance mental nervous disorders 24 month limitation anxiety depression policy provisions own occupation Google ↗
NAIC disability income insurance mental illness limitation individual disability policy Google ↗
Washington state individual disability insurance mental nervous limitation policy consumer Google ↗
- Long-Term Disability Insurance · statefarm.com
- Long-Term Disability for Depression or Bipolar Disorder · nolo.com
- A Consumer Guide to Disability Insurance · maine.gov
- Individual Disability Insurance · standard.com
- LIMITATIONS · hartford.edu
- Standards for Individual Disability Income Insurance Policies · insurancecompact.org
- Is Anxiety a Disability for Long-Term Disability Benefits? · mtlawpc.com
- Weyer v. Reliance Standard Life Insurance Company, No. 23-2862 (8th Cir. 2024) :: Justia · law.justia.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual long term disability insurance mental nervous disorders 24 month limitation anxiety depression policy provisions own occupation OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
NAIC disability income insurance mental illness limitation individual disability policy OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
Washington state individual disability insurance mental nervous limitation policy consumer OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |