Real ChatGPT answer · index seedNcOyARGpQY8completeFinance and banking · budgeting and savingcommercial
Is it actually worth moving my savings from a traditional local bank to Capital One 360 for better interest rates right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it actually worth moving my savings from a traditional local bank to Capital One 360 for better interest rates right now?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Capital One 360 Performance Savings APY October 2026 current rate fees minimum balance official Google ↗
FDIC deposit insurance coverage savings accounts bank deposits official 2026 Google ↗
- High-Yield Rate: 360 Performance Savings · capitalone.com
- Deposit Insurance · fdic.gov
- Best High-Yield Savings Accounts of October 2026: Up to 5.00% · wsj.com
- Best High-Yield Savings Accounts of October 2026: Up to 5% · nerdwallet.com
- The Best No-Fee High-Yield Savings Rates · kiplinger.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Capital One 360 Performance Savings APY October 2026 current rate fees minimum balance official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
FDIC deposit insurance coverage savings accounts bank deposits official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |