What disclosure laws apply when a background check company pulls my credit history as part of a pre-employment screening?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What disclosure laws apply when a background check company pulls my credit history as part of a pre-employment screening?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Fair Credit Reporting Act employment consumer report disclosure authorization adverse action 15 USC 1681b 1681m FTC CFPB Google ↗
Virginia employment credit check law employer consumer report credit history preemployment screening statute Google ↗
- 15 U.S.C. § 1681b · law.cornell.edu
- 15 U.S.C. § 1681m · law.cornell.edu
- 15 U.S.C. § 1681b: Permissible purposes of consumer reports · uscode.house.gov
- usc-cdn.house.gov · usc-cdn.house.gov
- Fair Credit Reporting Act · ftc.gov
- What Employment Background Screening Companies Need to Know About the Fair Credit Reporting Act · ftc.gov
- 15 U.S.C. § 1681c · law.cornell.edu
- Virginia legislative history, HB 2116 · legiscan.com
- Virginia Department of Labor and Industry · doli.virginia.gov
- 2023 SESSION · legacylis.virginia.gov
- 2023 Session Summary 141 Libraries · dls.virginia.gov
- 15 U.S.C. §§ 1681n and 1681o · law.cornell.edu
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fair Credit Reporting Act employment consumer report disclosure authorization adverse action 15 USC 1681b 1681m FTC CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Virginia employment credit check law employer consumer report credit history preemployment screening statute OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |