Real ChatGPT answer · index seedNYaVt3xK6WAcompleteFinance and banking · checking and savings accountscommercial
What are the hidden costs I should watch out for when signing up for a standard college checking account promotion?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the hidden costs I should watch out for when signing up for a standard college checking account promotion?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
college student checking account promotional bonus hidden fees overdraft account closure fee CFPB FDIC Google ↗
student checking account bonus terms qualifying direct deposit monthly maintenance fee official bank disclosures 2026 Google ↗
- Student Offer Page · td.com
- Student Offer Page · td.com
- CFPB Report Finds Many College-Sponsored Financial Products Charge High and Unusual Fees · consumerfinance.gov
- College banking and credit card agreements: Annual report to Congress · files.consumerfinance.gov
- CFPB's student banking guide · consumerfinance.gov
- Student Banking: Getting started · proxy.goincop1.workers.dev
- I opened a "free" checking account but there are fees charged on my account. Can my bank/credit union do that? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
college student checking account promotional bonus hidden fees overdraft account closure fee CFPB FDIC OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
student checking account bonus terms qualifying direct deposit monthly maintenance fee official bank disclosures 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |