Are there any no annual fee credit cards that still offer competitive cash back rates on everyday family spending categories like groceries and utilities?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are there any no annual fee credit cards that still offer competitive cash back rates on everyday family spending categories like groceries and utilities?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 no annual fee credit cards grocery cash back utility bills rewards rates caps official terms Google ↗
best no annual fee cash back credit cards groceries utilities 2026 US Bank Cash+ Blue Cash Everyday AAA Daily Advantage terms Google ↗
- OneCard Essentials | Unlimited 3% Cash Back on Everyday Essentials · upgrade.com
- Best Credit Cards for Bills and Utilities of November 2026 · nerdwallet.com
- Best No Annual Fee Credit Cards of October 2026 · nerdwallet.com
- Official card details · usbank.com
- Best No Annual Fee Cash Back Credit Cards of 2026 · cnbc.com
- Official card details · americanexpress.com
- Official card details · capitalone.com
- Official card details · creditcards.wellsfargo.com
- Upgrade OneCard Essentials · static.upgrade.com
- Upgrade Launches OneCard to Give Consumers More Control Over Their Finances · upgrade.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 no annual fee credit cards grocery cash back utility bills rewards rates caps official terms OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
best no annual fee cash back credit cards groceries utilities 2026 US Bank Cash+ Blue Cash Everyday AAA Daily Advantage terms OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |