Real ChatGPT answer · index seedNUJ1Vv75tH8completeInsurance · home insuranceinformational

How much extra does an earthquake rider add on typically cost per year for a single story home, and does it cover things like broken heirlooms or just structural walls?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How much extra does an earthquake rider add on typically cost per year for a single story home, and does it cover things like broken heirlooms or just structural walls?
2 real searches · 1 real-search pass
average annual earthquake insurance endorsement rider cost homeowners insurance Texas single family home personal property coverage deductibleGoogle ↗
OBSERVEDShort fact
Texas earthquake insurance coverage personal property heirlooms antiques policy deductible homeownersGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
average annual earthquake insurance endorsement rider cost homeowners insurance Texas single family home personal property coverage deductible Google ↗
Texas earthquake insurance coverage personal property heirlooms antiques policy deductible homeowners Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
average annual earthquake insurance endorsement rider cost homeowners insurance Texas single family home personal property coverage deductible
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
Texas earthquake insurance coverage personal property heirlooms antiques policy deductible homeowners
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1