How does the interest rate tiering work for LendingClub loan terms when a qualified co signer is legally attached to the primary borrower application?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does the interest rate tiering work for LendingClub loan terms when a qualified co signer is legally attached to the primary borrower application?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
LendingClub personal loans co-borrower cosigner joint application interest rate APR underwriting policy Google ↗
LendingClub loan terms interest rate determined co-borrower joint application FAQ Google ↗
- Apply for a Personal Loan up to $60,000 · lendingclub.com
- sec.gov · sec.gov
- Document · sec.gov
- Borrower Loan Agreement - Legal · happen.com
- current LendingClub/Happen Bank Borrower Agreement · happen.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
LendingClub personal loans co-borrower cosigner joint application interest rate APR underwriting policy OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
LendingClub loan terms interest rate determined co-borrower joint application FAQ OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |