Real ChatGPT answer · index seedNPWjAXYTpS4completeReal estate · buying a homebrand

Can I use seller concessions to cover my closing costs on a Quicken Loans mortgage if the seller already agreed in the purchase contract?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can I use seller concessions to cover my closing costs on a Quicken Loans mortgage if the seller already agreed in the purchase contract?
2 real searches · 1 real-search pass
Rocket Mortgage seller concessions closing costs purchase agreement seller concessions limits conventional FHA VA 2026Google ↗
OBSERVEDConsequence
Fannie Mae interested party contributions limits seller concessions LTV occupancy officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Rocket Mortgage seller concessions closing costs purchase agreement seller concessions limits conventional FHA VA 2026 Google ↗
Fannie Mae interested party contributions limits seller concessions LTV occupancy official Google ↗
  1. Interested Party Contributions (IPCs) · selling-guide.fanniemae.com
  2. A guide to seller concessions · rocketmortgage.com
  3. VA Pamphlet 26-7, Revised · benefits.va.gov
  4. How much are closing costs on a VA loan? Fee guide · rocketmortgage.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Rocket Mortgage seller concessions closing costs purchase agreement seller concessions limits conventional FHA VA 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Fannie Mae interested party contributions limits seller concessions LTV occupancy official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1