Can my auto insurance rates go up if I am not at fault in an accident, and how do major insurers handle this scenario?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can my auto insurance rates go up if I am not at fault in an accident, and how do major insurers handle this scenario?
3 real searches · 1 real-search pass
major auto insurers not at fault accident rate increase accident surcharge policies State Farm GEICO Progressive Allstate Nationwide USAA 2026Google ↗
OBSERVED
NAIC not at fault accident insurance premium increase state laws accident surchargeGoogle ↗
OBSERVED
Virginia law auto insurance premium surcharge not at fault accident rate increaseGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
major auto insurers not at fault accident rate increase accident surcharge policies State Farm GEICO Progressive Allstate Nationwide USAA 2026 Google ↗
NAIC not at fault accident insurance premium increase state laws accident surcharge Google ↗
Virginia law auto insurance premium surcharge not at fault accident rate increase Google ↗
- How Much Does Insurance Go Up After an Accident? · progressive.com
- How Much Does Insurance Increase After Accident? · allstate.com
- § 38.2-1905. Motor vehicle insurer not to charge points or increase premiums in certain instances · law.lis.virginia.gov
- Administrative Letter 2025-01 · scc.virginia.gov
- Virginia SCC · scc.virginia.gov
- Virginia Property and Casualty · scc.virginia.gov
- Do Red Cars Cost More to Insure? · statefarm.com
- Will My Insurance Increase After a Claim? · statefarm.com
- How much does auto insurance go up after a claim? · geico.com
- FAQs: Understand your Auto Insurance Policy · usaa.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
major auto insurers not at fault accident rate increase accident surcharge policies State Farm GEICO Progressive Allstate Nationwide USAA 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
NAIC not at fault accident insurance premium increase state laws accident surcharge OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Virginia law auto insurance premium surcharge not at fault accident rate increase OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |