How does underinsured motorist umbrella coverage function in a serious collision when the at-fault driver has almost no liability coverage and my medical bills keep rising?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does underinsured motorist umbrella coverage function in a serious collision when the at-fault driver has almost no liability coverage and my medical bills keep rising?
1 real search · 1 real-search pass
New York supplementary uninsured underinsured motorists SUM coverage limits offset liability insurance New York DFS regulation umbrella policy UM UIM endorsementGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
New York supplementary uninsured underinsured motorists SUM coverage limits offset liability insurance New York DFS regulation umbrella policy UM UIM endorsement Google ↗
- N.Y. Comp. Codes R. & Regs. Tit. 11 §§ 60-2.3 - Requirements for sum endorsements | State Regulations | US Law · law.cornell.edu
- Auto Insurance Information for Consumers · dfs.ny.gov
- NYS Open Legislation · nysenate.gov
Queries
1 queries · click a column to sort