Real ChatGPT answer · index seedNGk7QdaBGYwcompleteInsurance · business insuranceinformational

What is the actual dollar difference in premium between occurrence and claims made policies for a small consulting firm that needs to keep overhead as low as possible

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the actual dollar difference in premium between occurrence and claims made policies for a small consulting firm that needs to keep overhead as low as possible
2 real searches · 1 real-search pass
professional liability insurance occurrence vs claims made premium cost difference small business consulting firm tail coverage pricingGoogle ↗
OBSERVEDReason
claims made vs occurrence insurance premium percentage less expensive professional liability insurance brokerGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
professional liability insurance occurrence vs claims made premium cost difference small business consulting firm tail coverage pricing Google ↗
claims made vs occurrence insurance premium percentage less expensive professional liability insurance broker Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
professional liability insurance occurrence vs claims made premium cost difference small business consulting firm tail coverage pricing
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
claims made vs occurrence insurance premium percentage less expensive professional liability insurance broker
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1