Real ChatGPT answer · index seedNERg1hiqJnQcompleteInsurance · health insurance planscommercial

How does open enrollment work if we miss the December deadline due to a job change, and what temporary health insurance options are available for families in the United States right now?

ChatGPTgpt-64 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does open enrollment work if we miss the December deadline due to a job change, and what temporary health insurance options are available for families in the United States right now?
4 real searches · 1 real-search pass
2026 United States ACA Marketplace open enrollment deadline December 15 January 15 special enrollment loss job-based coverage 60 days HealthCare.govGoogle ↗
OBSERVEDOther / navigational
2026 COBRA continuation coverage election 60 days 18 months Department of Labor job lossGoogle ↗
OBSERVEDConsequence
2026 short term limited duration insurance federal rules 2024 3 months 4 months state restrictions OhioGoogle ↗
OBSERVEDReason
Ohio Medicaid CHIP family eligibility apply year round official 2026Google ↗
OBSERVEDYes / no

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigational25%ComparisonConsequence25%Reason25%DefinitionInstructionYes / no25%

Classes come from the query-classifier (a local Laya model). 3 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
2026 United States ACA Marketplace open enrollment deadline December 15 January 15 special enrollment loss job-based coverage 60 days HealthCare.gov Google ↗
2026 COBRA continuation coverage election 60 days 18 months Department of Labor job loss Google ↗
2026 short term limited duration insurance federal rules 2024 3 months 4 months state restrictions Ohio Google ↗
Ohio Medicaid CHIP family eligibility apply year round official 2026 Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 United States ACA Marketplace open enrollment deadline December 15 January 15 special enrollment loss job-based coverage 60 days HealthCare.gov
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
2026 COBRA continuation coverage election 60 days 18 months Department of Labor job loss
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
2026 short term limited duration insurance federal rules 2024 3 months 4 months state restrictions Ohio
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Ohio Medicaid CHIP family eligibility apply year round official 2026
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1