Real ChatGPT answer · index seedN9cWdozTkFscompleteFinance and banking · budgeting and savingcomparison
Is a High Yield Savings Account from Marcus actually paying better rates than Capital One right now for someone trying to save a down payment on a house this year?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is a High Yield Savings Account from Marcus actually paying better rates than Capital One right now for someone trying to save a down payment on a house this year?
1 real search · 1 real-search pass
Marcus by Goldman Sachs high yield savings APY current October 2026 Capital One 360 Performance Savings APY current 2026 rates officialGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
Marcus by Goldman Sachs high yield savings APY current October 2026 Capital One 360 Performance Savings APY current 2026 rates official Google ↗
- Capital One vs Marcus HYSA: 3.20% vs 3.50% APY · banksparency.com
- Capital One Rate Changes as of 10-21-2026 · depositaccounts.com
- Home · marcus.com
- High Yield Online Savings Account · marcus.com