Real ChatGPT answer · index seedMyrNkxIexQAcompleteFinance and banking · mortgagescomparison

Is private mortgage insurance from FHA loans cheaper over five years than putting down less on a conventional loan with PMI?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is private mortgage insurance from FHA loans cheaper over five years than putting down less on a conventional loan with PMI?
2 real searches · 1 real-search pass
2026 FHA annual mortgage insurance premium rates upfront 1.75% HUD official mortgagee letterGoogle ↗
OBSERVED
CFPB conventional private mortgage insurance cancellation 80 percent 78 percent Homeowners Protection ActGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
2026 FHA annual mortgage insurance premium rates upfront 1.75% HUD official mortgagee letter Google ↗
CFPB conventional private mortgage insurance cancellation 80 percent 78 percent Homeowners Protection Act Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 FHA annual mortgage insurance premium rates upfront 1.75% HUD official mortgagee letter
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
CFPB conventional private mortgage insurance cancellation 80 percent 78 percent Homeowners Protection Act
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1