Real ChatGPT answer · index seedMyeCSM54uHMcompleteFinance and banking · mortgagescommercial

Comparing fixed and adjustable rates for my next move, and I need to know which one makes more sense if I plan to live in the home for only five years.

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Comparing fixed and adjustable rates for my next move, and I need to know which one makes more sense if I plan to live in the home for only five years.
1 real search · 1 real-search pass
October 2026 current average 30-year fixed mortgage rate 5/1 ARM rate United States Freddie Mac Mortgage Bankers AssociationGoogle ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short fact100%Other / navigationalComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
October 2026 current average 30-year fixed mortgage rate 5/1 ARM rate United States Freddie Mac Mortgage Bankers Association Google ↗
  1. Current ARM Loan Rates · bankrate.com
  2. Compare Mortgage Rates Today (October 30) · investopedia.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
October 2026 current average 30-year fixed mortgage rate 5/1 ARM rate United States Freddie Mac Mortgage Bankers Association
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1