Real ChatGPT answer · index seedMxyvlsx3IKUcompleteFinance and banking · investing and brokeragescomparison
Can you compare the fees and withdrawal rules of a custodial brokerage account versus a Coverdell ESA for saving toward our daughters university tuition?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you compare the fees and withdrawal rules of a custodial brokerage account versus a Coverdell ESA for saving toward our daughters university tuition?
3 real searches · 1 real-search pass
Coverdell ESA rules fees withdrawals qualified education expenses IRS Publication 970 2026Google ↗
OBSERVEDReason
IRS Coverdell education savings account contribution limit $2,000 income limits qualified expenses 2026Google ↗
OBSERVEDReason
IRS UTMA UGMA custodial account ownership age termination tax kiddie tax capital gainsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Coverdell ESA rules fees withdrawals qualified education expenses IRS Publication 970 2026 Google ↗
IRS Coverdell education savings account contribution limit $2,000 income limits qualified expenses 2026 Google ↗
IRS UTMA UGMA custodial account ownership age termination tax kiddie tax capital gains Google ↗
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Coverdell ESA rules fees withdrawals qualified education expenses IRS Publication 970 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS Coverdell education savings account contribution limit $2,000 income limits qualified expenses 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS UTMA UGMA custodial account ownership age termination tax kiddie tax capital gains OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |