How does transitioning from a 7/1 adjustable-rate mortgage to a fixed-rate loan affect my monthly payment calculations under current prevailing interest rates?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does transitioning from a 7/1 adjustable-rate mortgage to a fixed-rate loan affect my monthly payment calculations under current prevailing interest rates?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
current prevailing US mortgage interest rates October 31 2026 30-year fixed 15-year fixed Freddie Mac PMMS Google ↗
current mortgage refinance rates October 2026 30 year fixed rate Google ↗
- Mortgage Rates · freddiemac.com
- 30-Year Refinance Rates | Compare rates today · bankrate.com
- Compare 30-Year Mortgage Rates Today · bankrate.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
current prevailing US mortgage interest rates October 31 2026 30-year fixed 15-year fixed Freddie Mac PMMS OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
current mortgage refinance rates October 2026 30 year fixed rate OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |