Real ChatGPT answer · index seedMvBEmpgTlekcompleteFinance and banking · budgeting and savinginformational
Is it better to keep my short term savings in a separate online bank like Capital One 360 or stick with my local brick and mortar checking account?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better to keep my short term savings in a separate online bank like Capital One 360 or stick with my local brick and mortar checking account?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Capital One 360 Performance Savings current APY October 2026 official Capital One savings account rate Google ↗
FDIC deposit insurance standard maximum coverage $250,000 official Google ↗
- High-Yield Rate: 360 Performance Savings · capitalone.com
- Capital One 360 Performance Savings · cashwars.app
- Deposit Insurance FAQs · fdic.gov
- Deposit Insurance · fdic.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Capital One 360 Performance Savings current APY October 2026 official Capital One savings account rate OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
FDIC deposit insurance standard maximum coverage $250,000 official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |