Real ChatGPT answer · index seedMr5SNyKA3CMcompleteHealth and wellness · doctors and providerscommercial
Help me weigh the pros and cons of switching our small agency from an expensive PPO to a high-deductible HMO.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Help me weigh the pros and cons of switching our small agency from an expensive PPO to a high-deductible HMO.
3 real searches · 1 real-search pass
2026 IRS HSA qualified high deductible health plan minimum deductible maximum out of pocket limits 2026 officialGoogle ↗
OBSERVED
health insurance HMO PPO differences out of network referrals employer benefits employee cost sharing small business decisionGoogle ↗
OBSERVED
KFF 2025 employer health benefits survey premiums deductible small firms PPO HMOGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 IRS HSA qualified high deductible health plan minimum deductible maximum out of pocket limits 2026 official Google ↗
health insurance HMO PPO differences out of network referrals employer benefits employee cost sharing small business decision Google ↗
KFF 2025 employer health benefits survey premiums deductible small firms PPO HMO Google ↗
- What are Health Savings Account-eligible plans? · healthcare.gov
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- Internal Revenue Bulletin: 2025-21 · irs.gov
- 2025 Employer Health Benefits Survey · kff.org
- 2025 Employer Health Benefits Survey · kff.org
- Employer-Sponsored Health Insurance 101 · kff.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 IRS HSA qualified high deductible health plan minimum deductible maximum out of pocket limits 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
health insurance HMO PPO differences out of network referrals employer benefits employee cost sharing small business decision OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
KFF 2025 employer health benefits survey premiums deductible small firms PPO HMO OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |