Real ChatGPT answer · index seedMqxFMrxnMvkcompleteFinance and banking · retirement accountsbrand

How do Vanguard index fund selection fees compare to Schwab or Fidelity for a small business retirement account holder?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do Vanguard index fund selection fees compare to Schwab or Fidelity for a small business retirement account holder?
3 real searches · 1 real-search pass
Vanguard small business retirement plan fees individual 401k SEP SIMPLE IRA fund expense ratios 2026Google ↗
OBSERVEDReason
Schwab small business retirement plan fees individual 401k SIMPLE IRA plan fees index funds 2026Google ↗
OBSERVEDReason
Fidelity small business retirement plan fees self employed 401k SEP SIMPLE IRA index fund expense ratios 2026Google ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Vanguard small business retirement plan fees individual 401k SEP SIMPLE IRA fund expense ratios 2026 Google ↗
Schwab small business retirement plan fees individual 401k SIMPLE IRA plan fees index funds 2026 Google ↗
Fidelity small business retirement plan fees self employed 401k SEP SIMPLE IRA index fund expense ratios 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Vanguard small business retirement plan fees individual 401k SEP SIMPLE IRA fund expense ratios 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Schwab small business retirement plan fees individual 401k SIMPLE IRA plan fees index funds 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Fidelity small business retirement plan fees self employed 401k SEP SIMPLE IRA index fund expense ratios 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1