What are the pros and cons of switching from actual cash value to replacement cost on a policy when living in an earthquake zone?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the pros and cons of switching from actual cash value to replacement cost on a policy when living in an earthquake zone?
2 real searches · 1 real-search pass
homeowners insurance actual cash value vs replacement cost earthquake coverage deductible separate earthquake policy state insurance departmentGoogle ↗
OBSERVEDReason
earthquake insurance replacement cost actual cash value dwelling personal property deductible California Department of Insurance NAICGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
homeowners insurance actual cash value vs replacement cost earthquake coverage deductible separate earthquake policy state insurance department Google ↗
earthquake insurance replacement cost actual cash value dwelling personal property deductible California Department of Insurance NAIC Google ↗
- Home insurance guide · tdi.texas.gov
- Earthquake Insurance for Homeowners · insurance.ca.gov
- A Consumer's Guide to Earthquake Insurance (NAIC) · dfr.oregon.gov
- Homeowners Insurance: Basic Coverage and Adding Coverage · dfs.ny.gov
- Homeowners Insurance · content.naic.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
homeowners insurance actual cash value vs replacement cost earthquake coverage deductible separate earthquake policy state insurance department OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
earthquake insurance replacement cost actual cash value dwelling personal property deductible California Department of Insurance NAIC OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |