Real ChatGPT answer · index seedMgnuiN5VyEAcompleteFinance and banking · retirement accountsinformational

I need to rollover my old 401k from a previous job into an IRA but I want to keep the fees as low as possible. How do I start?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need to rollover my old 401k from a previous job into an IRA but I want to keep the fees as low as possible. How do I start?
2 real searches · 1 real-search pass
IRS rollover chart direct rollover 401k to IRA traditional Roth tax withholding 20 percent 60 day ruleGoogle ↗
OBSERVED
Fidelity Schwab Vanguard rollover IRA account fees expense ratios officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS rollover chart direct rollover 401k to IRA traditional Roth tax withholding 20 percent 60 day rule Google ↗
Fidelity Schwab Vanguard rollover IRA account fees expense ratios official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS rollover chart direct rollover 401k to IRA traditional Roth tax withholding 20 percent 60 day rule
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Fidelity Schwab Vanguard rollover IRA account fees expense ratios official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1