Real ChatGPT answer · index seedMg5bUbXj4UIcompleteFinance and banking · checking and savings accountscommercial
What happens to my remaining balance if I forget to officially close a dormant checking account and the monthly maintenance fees drain it to zero?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to my remaining balance if I forget to officially close a dormant checking account and the monthly maintenance fees drain it to zero?
1 real search · 1 real-search pass
US checking account dormant zero balance monthly maintenance fees automatic closure negative balance bank policy CFPB FDICGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
US checking account dormant zero balance monthly maintenance fees automatic closure negative balance bank policy CFPB FDIC Google ↗
- Can the bank refuse to close my overdrawn checking account? · helpwithmybank.gov
- Consumer Financial Protection Circular 2023-02: Reopening deposit accounts that consumers previously closed · consumerfinance.gov
- 00206BB91796230517095324 · archive.fdic.gov
- 360 Checking Account Disclosures · capitalone.com