Why does my Tesla Model S insurance quote spike so dramatically when I switch the garaging zip code from a suburban area to Manhattan, and how can I mitigate that?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why does my Tesla Model S insurance quote spike so dramatically when I switch the garaging zip code from a suburban area to Manhattan, and how can I mitigate that?
3 real searches · 1 real-search pass
New York auto insurance rating territory garaging ZIP code Manhattan insurance premiums factors 2026Google ↗
OBSERVEDConsequence
New York DFS auto insurance discounts defensive driving anti-theft low mileage usage based insurance officialGoogle ↗
OBSERVEDComparison
Tesla insurance repair costs Model S collision repair parts official insuranceGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
New York auto insurance rating territory garaging ZIP code Manhattan insurance premiums factors 2026 Google ↗
New York DFS auto insurance discounts defensive driving anti-theft low mileage usage based insurance official Google ↗
Tesla insurance repair costs Model S collision repair parts official insurance Google ↗
- Insurance Discounts and Savings · dfs.ny.gov
- Auto Insurance Information for Consumers · dfs.ny.gov
- Customer Automobile FAQ · dfs.ny.gov
- Transportation · dos.ny.gov
- Premium Change Explanations (Section 2356) · dfs.ny.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York auto insurance rating territory garaging ZIP code Manhattan insurance premiums factors 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
New York DFS auto insurance discounts defensive driving anti-theft low mileage usage based insurance official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Tesla insurance repair costs Model S collision repair parts official insurance OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |