Real ChatGPT answer · index seedMZxLaCPBpfQcompleteLegal · real estate lawinformational

Which specific refinancing mortgage legal fees are legally required to be disclosed on the closing disclosure versus the initial loan estimate form?

ChatGPTgpt-62 queries11/1/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
Which specific refinancing mortgage legal fees are legally required to be disclosed on the closing disclosure versus the initial loan estimate form?
2 real searches · 1 real-search pass
CFPB TRID Loan Estimate legal fees attorney fees title services settlement agent fees Closing Disclosure 12 CFR 1026.37 1026.38 officialGoogle ↗
OBSERVEDConsequence
eCFR 12 CFR 1026.37 1026.38 legal fees attorney fees title services loan estimate closing disclosureGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
CFPB TRID Loan Estimate legal fees attorney fees title services settlement agent fees Closing Disclosure 12 CFR 1026.37 1026.38 official Google ↗
eCFR 12 CFR 1026.37 1026.38 legal fees attorney fees title services loan estimate closing disclosure Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB TRID Loan Estimate legal fees attorney fees title services settlement agent fees Closing Disclosure 12 CFR 1026.37 1026.38 official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
eCFR 12 CFR 1026.37 1026.38 legal fees attorney fees title services loan estimate closing disclosure
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1