What are the current rate increases for personal liability umbrella policies providing five million in excess coverage for homeowners with swimming pools?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current rate increases for personal liability umbrella policies providing five million in excess coverage for homeowners with swimming pools?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 personal umbrella insurance rate increases $5 million swimming pool homeowners California umbrella liability rates Google ↗
2026 umbrella insurance market rate trends personal umbrella liability pool homeowners $5 million excess coverage Google ↗
- 2026 Personal Lines State of the Market at a Glance · crcgroup.com
- IMR 2026 Spring Update – Personal Lines · wtwco.com
- Personal Insurance Rate Guide · hubinternational.com
- Cost of Personal Umbrella Insurance · allstate.com
- Should I purchase an umbrella liability policy? · iii.org
- Insuring Homes with Swimming Pools: What to Know · farmers.com
- HIT ZONE PRODUCT UNDERWRITING GUIDE · insurance.usli.com
- Expanded Access to Umbrella Protection in California · youngdouglasinsurance.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 personal umbrella insurance rate increases $5 million swimming pool homeowners California umbrella liability rates OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
2026 umbrella insurance market rate trends personal umbrella liability pool homeowners $5 million excess coverage OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |