We need fifteen grand for home renovations before the holidays. How do LightStream loan terms compare to taking out a second mortgage on our house?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We need fifteen grand for home renovations before the holidays. How do LightStream loan terms compare to taking out a second mortgage on our house?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
LightStream home improvement loan current APR rates terms fees 2026 official Google ↗
second mortgage home equity loan current average interest rates 2026 fees closing costs terms CFPB Google ↗
- Home Improvement Financing · lightstream.com
- FAQ · lightstream.com
- Home Equity Loans and Home Equity Lines of Credit · consumer.ftc.gov
- What is a second mortgage loan or "junior-lien"? · consumerfinance.gov
- Current Home Equity Loan Rates In October 2026 · bankrate.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
LightStream home improvement loan current APR rates terms fees 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
second mortgage home equity loan current average interest rates 2026 fees closing costs terms CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |